Insurance Essays

Medical Billing and Coding

Medical Billing and Coding (current student) 2013 Medical Administrative Assistant Diploma (GPA 3.34) 2012 Includes: Disease Processes, Surgical Procedures, Life Cycle of an Insurance Claim, Health Care Settings, Health Care Payers, Procedure and Diagnosis Coding from Medical Records, Reimbursement Systems, Facility Billing, Word Processing and Medical Practice Management Systems. * Promoted a welcoming and safe learning environment for children, helping to develop a well-rounded and respected educational organization. * Assisted the school director in playing a key role in developing a…

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Investments Worksheet

Answer the following questions in at least 50 words each: What are the main differences between a 401K and a Roth IRA? One of the main differences between a 401K and an Roth IRA is that a 401k is offered by your employer, while the Roth IRA is something an individual seeks and funds on their own. With a 401K your employer contributes or matches what you are putting into your 401K. How would you explain the difference between a…

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Innovation at Its Best

The need for automobile insurance on all vehicles is not only a necessity but also the law. There are numerous drivers on the roads today that are underinsured or have no insurance to begin with. These facts can be very expensive in the event that a driver is in an automobile accident without insurance. What can be done to ensure that the problem of driving without insurance is rectified or at a minimal? How will the public benefit from investing…

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Making Choices Guide

As we age our bodies and lives take on many different changes. Some of these changes are for the better and then there are changes that are not so much in our favor. Our health status is the one thing that can vary from time-to-time as we age, and for this we have to prepare ourselves for the many possibilities of needing long term care (LTC). Once the need for LTC is evident, there are many decisions to be made,…

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Funding the Rising Cost of U.s. Health Care

Give your opinion of the rising cost of health care’s overall impact on the U.S. economy It is more expensive for individuals, families and employers to have health care coverage because of the rising cost. Spending on the use of new technologies, treatment, and high cost for medical services. There has also been a high cost on local, federal and state government which led to high cost on to medical and Medicaid. This spending of health care has affected the…

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Frontline_ Sick Around the World

Health care has been a debatable topic for many years now. More than half of Americas are without health coverage. On the other side the world places like Germany and Japan required that everyone has insurance. In the videos, Sick Around the World and Sick Around America, Frontline examines the health care system in the United States and parts of the world such as, England, Japan, Germany, Taiwan, and Switzerland, for some responses about health care. In the video Sick…

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Organizational Risks & Mitigation Methods

As per our discussion last week I’ve prepared this memo that outlines the risks that CWTI faces and methods of mitigation for those risks. The goal of this exercise is to have a starting point for establishing a risk management process within CWTI. Below I’ve identified risks and provided suggested methods of mitigation for each. I’d like to point out that while most of these risks have more than one potential mitigation method, I chose to present the method I…

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Five Social Insurances and One Housing Fund

According to figure 1, it showed that the pay ratio of Shanghai enterprise was higher than Beijing and Guangzhou while the ratio for individuals were the same. The reason of the high ratio fee is to protect the worker’s income, so that the workers would not need to pay half of their income for insurance payment. Therefore, the living standards for the workers would keep in average. In this few years, the development of other cities in China was being fast…

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Risk Management Risk Register Report

State Farm Risk Register State Farm has chosen to further to its already-existing operations in Canada, with the result of capturing millions of new customers. These customers will require both brick-and-mortar and telephonic support. Brick-and-mortar locations number in the thousands and continue to grow. With the acquisition of a greater number of customers, these locations will be able to absorb and support a respectable number of these new customers. Yet internal analyses indicate that the younger customer base, that is,…

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History of Life Insurance

From the earliest days, Man has organized himself to control three main hazards, which confronted him, and still do. These hazards are: • DYING TOO SOON • LIVING TOO LONG • BECOMING DISABLED Life Insurance originated and developed to reduce the impact of these hazards by grouping together with others and thus sharing the risk. The story of the origin of life insurance is very inspiring. The idea of guarding against risk is almost as old as mankind. We know…

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Medical Insurance

I have been asked by Cooper-Pearson to research different medical insurance plans that they could consider as one of their selected insurance programs for their marketing company. My goal is to provide them with enough details in order for the company to make an informed decision as to which program they would like to consider. This information will allow them to provide their employees with an effective compensation package that is both affordable and desirable and I believe that once…

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Terms Comparison Paper

Within the world of health care economics, the United States “for-profit” health care system, strife with inflated costs and barriers to access, is in a process of reform. Rising insurance premiums, capitation, and market competition that discourage the consumption of unnecessary services currently reward providers for their focus on acute, episodic treatments, rather than encouraging improved health outcomes or disease prevention. The supplier-induced market has forced medical providers to base treatment recommendations on economic necessity. Complex billing and insurance operations…

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Commercial Property Insurance

When starting up a new business, one of the most important factors for a business owner to decide on is the location of that business. With a white-water rafting business there are several important factors that a company must look at before they can proceed. First item is the legal aspects of acquiring, holding, and disposing of both real and personal properties. This aspect is more important because it is the first steps that the client needs to make to…

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Kot Task #2_ Medicare

Though Medicare plans are typically for persons over the age of 65 years old, they do not come without costs to the patient. If the patient has enough work credits, Medicare Part A is automatically available to the patient once he or she reaches age 65. Medicare Parts B and D, however, require the patient to navigate through an application process and the patient may incur penalty fees if he or she does not sign up for the plans during…

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Health Law and Regulations

In understanding regulatory agencies the differences between regulation and legislation needs defining. Legislation is the law that has been passed by a voting process and regulation is the responsibility of the regulatory board appointed to enforce laws once the law is passed; it sets forth rules on how the laws are to be implemented and to what degree. In health care the Department of Health and Human Services (HHS) has the predominant responsibility to enforce legislation that impacts the health…

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